Compounding Interest in Fitness

I have been reading about finances. Yep, I need to do more for retirement, I admit it. The term that keeps being beat upon over and over again is compounding interest. If you don’t know what compounding interest is, here is the definition:

You get interest on your investment, the following year you will get interest on your investment as well as the interest of the previous year and so on.

What in the world has fitness to do with it?

Crude but mostly accurate :-)

Fitness has several connections to compounding interest, which should be all of interest to you:

1. Improving your fitness level builds on your previous fitness level.
2. The earlier you start the bigger the payout for you! You will stay healthy and agile when aging and better able to perform daily tasks of living.
3. Just like compounding interest it is hard to grasp because we are investing into something we cannot grasp or see immediately
4. Being physically fit has a huge impact on our fiscal health in later years. As an example. Should you in later years require assisted care because of the lifestyle in your former years those costs can eat away on your nest egg. For example: Let’s say you get someone for really cheap money. $15/hour. You have to spend that over 24 hours each day for just one year. You will have paid someone $131,400. Being able to do what you need to do at an old age really can save you a buck, as well as make life much more enjoyable.

When you struggle:

I know it is not always easy to see the results or to stay motivated until you do. The right training, lifestyle & nutrition can provide you with fairly fast results. Just yesterday I measured one of my clients and she had lost 5% body fat in 4 weeks! Those are amazing results. You have to keep your eyes on the price and set short term behavior goals that are attainable and more tangible.

The holiday season is also a good time to reflect on your life. I was reflecting on my contribution to financial safety at a later point in life, and I realized I was lacking (aside from being physically fit, which my financial advisor tells me, I need to be, because at this point I will work till the day I die).

So, get to it. Invest into yourself. Get healthy today. No reason to wait until tomorrow